Shariah-Compliant Personal Financing-I
Transparent, Shariah-compliant personal financing solutions tailored for civil servants and GLC employees in Sabah.
Why Choose Shariah-Compliant Personal Financing-I?
Tawarruq-Based Structure
Fully compliant with Islamic financial principles, ensuring a transparent and interest-free contractual arrangement.
Fixed Profit Rates
Protect yourself from market fluctuations with a fixed repayment schedule that remains unchanged throughout your tenure.
Swift Approval Cycle
Our streamlined digital assessment allows for approval within 3 working days upon receipt of complete documentation.
No Hidden Fees
We uphold the highest standards of integrity with no hidden processing charges or unexpected costs.
Eligibility & Requirements
Who Can Apply:
Malaysian citizens aged 21 to 59.
Permanent Government Servants or GLC employees.
Minimum monthly gross salary of RM1,500 (including fixed allowances).
Open to applicants with CCRIS/CTOS/AKPK records (subject to internal credit evaluation).
Documentation Required
Copy of MyKad (Front & Back).
Latest 3 months’ certified payslips.
Latest bank statement showing salary credit.
Employer Confirmation Letter.
